168 hours

Hey!

I put up a poll yesterday and about 70% of people want more help on making money vs how they currently spend money.

Most of the stuff that I typically share is how to save money and then use that to grow your networth.

So I wanted to start down the path of how you can start increasing your income. Starting with time.

I’m not sure if you already know this, but I still work my 9-5.

Last week I probably spent around 25 hours working on Budgeters_Anonymous stuff on top of that.

Yes, I don’t have kids (yet).

No, I’m not sure how I’ll continue that pace after we do. But I know I’m going to figure out a way.

You see, my goals are aligned to being able to work:

• On what I want

• When I want

• How I want

• With who I want

And I believe this thing you’ve decided to be a part of can help get me there eventually.

You have goals too. Whether you’ve written them down or not. There are things that matter to you. Things that you’d love for your life, for your family.

Maybe the goals are how you want to spend time.

Maybe it’s to be debt free.

Maybe it’s to pay for your kids college.

Idk!

The commonality that you and I have, is that each week we get 168 hours.

If we factor in sleep, eating, cleaning/cooking and a 40-hour job (w/ commute) that’s probably closer to 40 hours.

Those 40 hours could be spent on your phone, watching tv, or maybe on a hobby.

Or!

Or, we could try to take half of that time and put it toward our goals. 20 hours a week.

Is It Really 20 Hours

Most of us feel like we have 0 hours.

Have you done an audit of your time?

Hopefully, if you’ve downloaded my budgeting template, watched any of my videos or made an attempt to be better with your finances, you have at least done an audit of your spending.

When it comes to financial stability we can spend less and we can make more. Budgeting is spending less or spending more consciously.

Auditing your time helps you make more. Am I really maximizing the gifts that I’ve been given?

If you don’t track where your time goes, you’ll always feel like you don’t have enough of it. A time audit helps you take control by showing you exactly how you spend your days.

Here is how you audit your time:

• Track Everything for a Week – Write down what you do every hour. Be honest—scrolling, TV, distractions, everything. The more time you spend on this the easier it will be to find more time

• Categorize Your Activities – Label each task as productive, necessary, or wasted time.

• Analyze & Cut the Fat – Identify time-wasters (mindless social media, excessive TV, pointless meetings) and eliminate or limit them.

• Prioritize High-Value Tasks – Focus on what moves you forward—whether it’s work, finances, health, or relationships.

• Create a Schedule That Reflects Your Goals – Plan your day with intention. Set specific time blocks for productive work, rest, and personal growth. Block out time for your goals! If you plan it, you’ll do it!

I promise you, you will find time. The key is when that time is available being motivated to actually take advantage. That’s where owning our mind becomes important.

Story for another time.

Now you don’t need to be perfect here. All I’m trying to help you do is find 10-20 hours to reach your goals. We’re not talking about the things you’re going to do during those 10-20 hours, just purely finding them.

Weekends Are For Getting Rich

I’m going to cut to the chase.

The reality is that most of those 20 hours are going to be available during the weekend.

Imagine you wake up a little earlier on Saturday. Maybe you spend the first 5 hours on this goal.

Imagine you end Sunday spending 5 hours on this goal.

I don’t know your schedule. You might already be working over 40 hours a week. About 50% of people work over 40 hours a week.

And I’m not suggesting that you burn yourself out.

But if you have goals and dreams for your family that are feeling more and more like a distant reality, the weekend is going to be a way you can make it happen.

For me, I feel the pressure to invest this time because I know that in the long run it will actually free up time to spend with my family and focus more on things I love.

My plan isn’t to work 70 hours a week forever. So don’t think that’s what I’m pitching.

If you could only take away one thing from this is that we all have more time than we think. And we all need a better plan for finding that time and using that time to improve our situation.

If you want to start making more money, it starts first with how you manage your time.